Brighthouse Financial Shield Options Hot! Jun 2026

A "Shield Option" is a specific combination of four components: , term , Shield Rate (level of protection), and rate crediting type . 1. Shield Rates (Level of Protection)

Shield Options are available in set time periods, most commonly 1-year , 3-year , and 6-year terms. The term length directly influences the Cap Rate. Generally, longer terms offer higher caps because you are locking your money away for a more extended period, giving the insurance company more flexibility. brighthouse financial shield options

: Clients agree to absorb any losses that exceed their chosen Shield Rate, which can lead to a substantial loss of principal in severe downturns. 2. Rate Crediting Types Brighthouse Shield® Level Annuity A "Shield Option" is a specific combination of