This paper is for informational and educational purposes only and does not constitute financial advice. Credit card terms change; readers should verify current rates and terms with the issuer before applying.
| Fee Type | Amount | |----------|--------| | Annual fee | $0 | | Purchase APR (variable) | (as of 2025 typical rate) | | Penalty APR | Up to 35.99% | | Late payment fee | Up to $41 | | Returned payment fee | Up to $30 | | Foreign transaction fee | None (but card not usable internationally except online) | lane bryant lane credit card
| Item | Detail | |------|--------| | Card type | Private label retail | | Issuer | Bread Financial (Comenity) | | Network | None (store-only) | | Annual fee | $0 | | Purchase APR | 29.99% variable | | Penalty APR | Up to 35.99% | | Rewards | 5 pts/$1 (5% back in store credit) | | Promo financing | 6, 12, or 24 months deferred interest | | Late fee | Up to $41 | | Foreign transaction fee | $0 | This paper is for informational and educational purposes
: Generally accessible to those with fair credit (scores around 640+). Rewards Structure Rewards Structure