| Purpose | How Jantri is used | |---------|---------------------| | | Stamp duty (4.9% for men, 4.5% for women in Gujarat as of 2024) is calculated on higher of (Sale Price or Jantri Value). | | Capital Gains Tax | For income tax, if actual sale price is less than Jantri, the Jantri value is considered as full consideration (Section 50C of Income Tax Act). | | Bank Loan (Home Loan) | Banks usually sanction up to 80–90% of the Jantri value (or actual price, whichever is lower). | | Property Tax | Municipal corporations sometimes refer to Jantri for annual property tax assessment, but they have their own band system. | | Government Compensation | For land acquisition, compensation is often 2–3 times the Jantri rate. |
Banks often refer to Jantri rates to determine the loan-to-value ratio for property-backed financing. gujarat jantri
Most banks use Jantri values as a baseline when evaluating and approving home loans. | Purpose | How Jantri is used |