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Choosing the right method affects your limit:
Mobile banking is the most common method for transfers. HDFC has recently unified many of its limits to ensure seamless transactions.
| Channel | Per Transaction | Daily Limit | Cool-down | |---------|----------------|--------------|------------| | | ₹5,000 – ₹5 lakh | ₹5 lakh | None | | MobileBanking | ₹1 – ₹5 lakh | ₹5 lakh | None | | HDFC PayZapp | ₹1 – ₹1 lakh | ₹1 lakh | None | | ATM (card-based) | ₹1 – ₹50,000 | ₹50,000 | Per card |
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Choosing the right method affects your limit:
Mobile banking is the most common method for transfers. HDFC has recently unified many of its limits to ensure seamless transactions.
| Channel | Per Transaction | Daily Limit | Cool-down | |---------|----------------|--------------|------------| | | ₹5,000 – ₹5 lakh | ₹5 lakh | None | | MobileBanking | ₹1 – ₹5 lakh | ₹5 lakh | None | | HDFC PayZapp | ₹1 – ₹1 lakh | ₹1 lakh | None | | ATM (card-based) | ₹1 – ₹50,000 | ₹50,000 | Per card |
