This is VUB’s biggest selling point. It is designed to run on the cloud (specifically Oracle Cloud Infrastructure or AWS). For banks looking to reduce their on-premise data center footprint, this offers significant cost savings and scalability. It handles elastic demand well—crucial for digital banks that might see sudden spikes in user traffic.
To access VUB’s Oracle-based tools, users must use their VUB NetID and password. oracle vub
Because it is modular, setting up a new lending product or a new deposit account structure is significantly faster than in legacy systems. A bank can theoretically launch a "neobank" or a specific lending product in weeks rather than months. This is VUB’s biggest selling point
It is important to note that VUB is often praised for its backend capabilities, not necessarily its out-of-the-box backend UI . While the API layer allows banks to build beautiful customer apps, the internal dashboard used by bank tellers and admins is functional but requires customization to be considered "modern." Most banks build a custom middleware layer for their staff rather than using the raw VUB interface. It handles elastic demand well—crucial for digital banks