The is an industry consortium focused on the next wave of smart card technology, often referred to as “X2” — signifying the second generation of advanced, multi-application secure elements. The alliance brings together smart card manufacturers, OS developers, endpoint vendors, and government/enterprise end-users to drive interoperability, security, and innovation beyond traditional contact and contactless smart cards.
If the X2 Smart Card Alliance successfully delivers its 2026–2028 roadmaps, X2 credentials could replace: x2 smart card alliance
It allows users to interface with Visa, MasterCard, and other EMV cards, facilitating the reading and writing of chip data for verification or development purposes. The is an industry consortium focused on the
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| Feature | Legacy Smart Card | X2 Smart Card | |---------|------------------|----------------| | Application model | Single or static multi-applet | Dynamic, post-issuance applet loading | | Biometrics | Usually off-card match | On-card match (template secured on chip) | | Crypto agility | Fixed algorithms | Post-quantum algorithms & updateable via secure channel | | Mobile convergence | Rare | Native support (card as NFC token for phone) | | Lifecycle management | Card-centric | Card + cloud + mobile app-based management |