Most modern banking apps (Chase, Capital One, Bank of America, etc.) feature a "Lock/Unlock" switch. This is a feature designed for when you misplace your card but aren't sure if it's stolen.
I have verified that all recent transactions were authorized by me. I have also attached a copy of my [ID Proof, e.g., Passport or Driver's License] for identity verification purposes .
Here is an informative breakdown of why Visa credit cards get blocked and the specific steps to resolve each situation.
: If your card was blocked for non-payment, the bank will likely require you to settle the "Minimum Amount Due" before they will process your unblock request .
