First, understand that HDFC (like most banks) uses — not daily balance.
| Account Type | Monthly Average Balance (Metro/Urban) | Best For | |-------------|----------------------------------------|-----------| | | ₹10,000 – ₹25,000 | Small traders, sole proprietors | | Premium Current Account | ₹50,000 – ₹1,00,000 | Growing businesses, higher txns | | Max Current Account | ₹1,00,000 – ₹2,00,000 | Mid-sized enterprises | | Trade Current Account | ₹25,000 – ₹50,000 | Import-export businesses | | Women’s Current Account | ₹10,000 – ₹25,000 | Women entrepreneurs | | Startup Current Account | ₹10,000 (often waived for 6-12 months) | New businesses | hdfc current account minimum balance
Let’s break it down clearly.
The minimum balance requirement for HDFC current accounts varies depending on the type of account and the location of the branch. Here are some of the key HDFC current account minimum balance requirements: First, understand that HDFC (like most banks) uses
₹1,500 per quarter is typically applied. Calculation Method: The balance is calculated as the average of your daily closing balances over a three-month period. Service Impact: Falling below 75% of your required balance may also result in the lapse of certain benefits, such as free cash deposit limits. HDFC Bank +2 How to Check Your Required Balance You can verify the exact minimum balance required for your specific account type through these official HDFC Bank channels: Net Banking: Log in and navigate to the "Account Summary" page; the required monthly or quarterly average balance will be listed there. Missed Call Service: Dial Here are some of the key HDFC current
HDFC charges a if your MAB falls below the requirement. The fee depends on how much you fall short.