Hdfc Active Current Account [ 2026 ]

Note: Once you exceed the free limit, standard nominal fees apply.

Imagine you are a textile merchant. A client hands you a cheque for ₹10 lakhs on a Friday afternoon. In a standard current account, you deposit the cheque. You wait. The clearing process takes time. If there’s a holiday, you might not see usable funds until Wednesday. For those five days, you cannot pay your suppliers, you cannot restock inventory, and your capital is effectively paralyzed. hdfc active current account