Icici Home Finance Fd Rates

| Tenure Completed | Penalty / Revised Rate | | :--- | :--- | | Less than 3 months | Interest not paid or paid at savings rate | | 3 – 6 months | 4% – 5% p.a. or base rate minus 2% | | 6+ months | Contracted rate minus 1% – 2% penalty |

Disclaimer: This piece is for informational purposes only and does not constitute financial advice. Interest rates are dynamic and subject to change. Investors are advised to consult with a financial advisor and check the official ICICI Home Finance website for the most current rates before investing. icici home finance fd rates

| Feature | Detail | | :--- | :--- | | Lock-in Period | 5 years (no premature withdrawal) | | Tax Benefit | Up to ₹1,50,000 deduction from total income | | Interest Rate | ~7.70% p.a. (general) / 8.20% p.a. (senior) | | Interest Taxability | Interest earned is as per income slab | | Tenure Completed | Penalty / Revised Rate